At a Glance 

This is a comprehensive rebate program. Its aim is to offer rebates of up to 30 per cent for home energy efficiency improvements. 

Homeowner eligibility 

• You need to be the primary owner of the home,  

• The renovation has to be panned (not already started) 

• The home must be single detached or semi-detached homes, row/townhomes and mobile homes on a permanent foundation 

• You must be an Enbridge customer heating your home with gas OR a Toronto Hydro customer heating your home with electricity (like baseboard heaters or an electric furnace).  

Updates Covered 

The program has two streams: 

Energy Audit Required (you get $600 back on the Audits) 

• Windows and Doors 

• Insulation  

• Air Sealing 

• Heat Pump Water Heaters 

No Energy Audit Required (you only need to do one of the updates to get money back) 

• Heat Pumps 

• Solar Panels and Batteries 

• Smart Thermostats  

• Attic Insulation  

Program terms 

There are strict terms. You only qualify for rebates if you use Energy Auditors, Contractors and Heat Pump Models on the Government of Ontario approved lists.  To receive rebates on updates that require an Energy Audit, this is the process:  

1. Schedule an assessment 

Before beginning any work, fill out the form at the bottom of this page to get a list of Service Organizations (Service Organizations certify and dispatch Energy Auditors).  

Now you have two choices: Option 1) You can ask one of the Service Organizations to send an Energy Auditor over to your home for the assessment.   Option 2) You find your own Energy Advisor (we have an article on that!). You can use your own Advisor as long as they submit your home’s assessments to one of the Service Organizations afterwards. The program does not explicitly state that Option 2 is allowed, so it can feel like going directly to a Service Organization is your only choice—not true! In fact, there's a really good reason why you wouldn’t choose Option 1... 

Sadly, a standard Energy Audit does not include duct sizing or testing, which is critical for getting the right sized heat pump for your home. If you’re considering a heat pump, we strongly recommend you find your own Energy Advisor. Retrofit Advisors have done or arranged thousands of personalized Energy Audits in Toronto. They help Torontonians qualify for rebates, find outstanding contractors, and purchase the right sized heat pumps for their home—they love what they do!  

2. Get a custom report 

See which upgrades are recommended in the Energy Audit and choose at least two to complete. 

3. Complete 2+ upgrades 

Have your preferred contractor complete the work. Retrofit Advisors have a network of contractors that do excellent work, or you can check out our article on finding a good contractor.  

4. Schedule a follow-up assessment 

After upgrades are installed, complete a final assessment with the same registered energy advisor. 

5. Receive your rebates 

After your follow-up home energy assessment is completed and your registered energy advisor submits all required documents, your cheque should arrive by mail within 60 days. 

For updates that don’t require an energy audit (Heat pumps, attic insulation, solar panels and batters, and Smart Thermostats), the requirements vary based on the update. Each project has a separate page—look for the “How to get your rebates” heading on each. For Attic Insulation, click here. This is the Smart Thermostat page. The Heat Pump page is here. Finally, the Solar Panels and Batteries page lives here.  

Potential savings/ Loan amounts 

$100-$10,000* 

*You’ll see “up to $12,000 back” on certain heat pumps, but those models (ground-source) are not really used in Toronto (you need a huge amount of space underground to run pipes, so those models are much more practical in the country...they’re also WAY more expensive to install so you’re not actually missing out on any savings! Given their smaller size and easier installation, a cold climate air source heat pump is almost always the right choice for Torontonians). 

Suggestions on how to use this program 

You can combine the different “streams” (requires an energy audit and doesn’t require an energy audit) together. Since getting an Energy Audit done will help you buy the right sized heat pump or solar panels in the future, we recommend going down this stream first, then returning to the other one later. This works as long as you have the budget to complete more than one update in this first round of home improvements (the stream that requires an energy audit only pays you back if you complete two or more updates)!  

Deadlines 

Some of our Retrofit Advisors have been hearing whispers that it could close by the end of 2025, but the program’s website doesn’t mention an end date yet.  

At a glance 

Free tune-ups and discounts on adjustments for central (not window or ductless) A/Cs and Heat Pumps. The hope is that tune-ups will increase the efficiency and spot pieces of the units that need to be replaced.  

Homeowner eligibility 

• Live in of one of these Toronto postal codes: 

M5A, M5C, M5E, M5G, M5H, M5J, M5K, M5L, M5M, M5N, M5P, M5S, M5T, M5V, M6A, M6B, M6C, M6E, M6G, M6H, M6J, M6K, M6L, M6M, M6N, M6P, M6R, M6S, M8V, M8W, M8X, M8Y, M8Z, M9A, M9B, M9C, L3L, L3P, L3R, L3S, L3T, L4B, L4C, L4E, L4G, L4H. L4J, L4K, L4L, L4S, L6A L6B, L6C, L6E, L6G, L7B 

• Be a customer of Toronto Hydro, Hydro Ottawa, Hydro One or Alectra. 

• Be a homeowner or tenant of a single-family home, including a single detached house, semi-detached house, row house and townhouse. Tenants must provide a signed consent form from the homeowner. 

• Your cooling unit must be over a year old and in working condition to participate. 

• Complete this form to enroll. 

Updates Covered 

• Heat Pumps  

• Central A/C 

The unit must be over 1 year old and in good working condition.  

Program terms 

The tune-up (which is an assessment of your A/C or Heat Pump system and includes performance and efficiency tests, cleaning of the condenser, blower, evaporator coil, and cleaning or replacement of filter) is free. There are instant discounts of $100-$1000 depending on replacements suggested by the contractor after the tune-up.  

You must use one of the program’s ~30 approved contractors—find them by completing the intake form.  

Potential savings/ Loan amounts 

$100-$1000 

Suggestions on how to use this program 

This program is a no-brainer!  

Deadlines 

We could not find an expiry date for this program.  

At a glance 

Toronto homeowners can borrow up to $125,000 at 3.25-4.72% (lower rates for faster repayment) to cover the cost of home energy improvements. The loan is paid back through your property tax bill.  

Homeowner eligibility 

This is taken from their website: 

You may qualify for a low-interest loan through HELP if: 

• you own a detached, semi-detached, or row house in the City of Toronto (the property’s postal code must start with an “M”); 

• all of the property owners on title consent to participate in the program; 

• you do not have more than three instances of a property tax or utility account being 60 days past due in the last three years; and 

• you obtain written consent from your mortgage lender if applicable*. 

*If your property is subject to a mortgage, we will send you a customized Lender Consent Form. 

Updates Covered  

• Air-source heat pumps 

• Window/door replacements 

• Insulation: basement/attic/exterior wall 

• Air sealing (e.g. weather stripping or caulking) 

• Geothermal systems 

• High-efficiency water heaters 

• High-efficiency furnaces/boilers/air conditioners 

• Tankless water heaters 

• Drain-water heat recovery systems 

• Toilet replacements 

• Solar hot water systems 

• Rooftop solar PV panels 

• Electric vehicle charging stations (Level 2) 

• Battery storage 

Program terms 

You need to complete an application form and a pre-renovation Energy Audit.  Then you complete the work and submit a post-renovation assessment. The loan can be paid back in 5-20 years through your property tax bill.  

Potential savings/ Loan amounts 

Between $5,000 and $125,000 

Suggestions on how to use this program 

This can be combined with Ontario’s Home Renovation Saving Program as well. Get money back with those rebates, then pay off the cost of the home improvement project over time through your property tax bill.  

Deadlines 

We could not find an expiry date for this program. 

At a glance 

Free winterproofing and energy efficient appliance upgrades for qualifying homeowners and renters (includes a free Energy Audit and installation). The Winterproofing Program and Energy Affordability program can be applied to using the same form.  

Homeowner eligibility 

The eligibility requirements are tied to income and having received Government support. It’s a little too much to share here—check out the list of requirements on this page.  

Unlike other programs, renters are eligible as long as they’re listed on the home's Enbridge/Toronto Hydro account!  

Updates Covered 

• LED light bulbs 

• Energy-efficient refrigerators 

• Energy-efficient freezers 

• Energy-efficient dehumidifiers 

• Energy-efficient window air conditioner 

• Drying rack for clothes 

• Smart power strip 

• High-efficiency showerheads (standard and handheld)* 

• Faucet aerators (kitchen and bathroom)* 

• Additional attic or basement insulation** 

• Weatherstripping around doors and windows** 

• Smart thermostat(s)** 

• Cold climate air source heat pump** 

for homes with electric hot water heating *for homes heated by electricity 

Program terms 

The updates are free, so there are no repayment terms! You just need to submit an application form to make sure you’re eligible.   

Potential savings/ Loan amounts 

$100-$20,000 (the high end would come from having a heat pump installed to replace baseboard heaters).  

Suggestions on how to use this program 

Renters can really benefit from this program, but low-income homeowners are eligible as well.  

Deadlines 

We could not find an expiry date for this program. 

At a glance 

Emergency support for people behind on energy bills. People who meet income eligibility can get up to $650 in emergency assistance for their electricity bills ($780 if their home is heated electrically) and $650 for natural gas bills. 

Homeowner eligibility 

After-tax income and the number of people living in the home determine your eligibility. There’s a helpful graph on this page that explains it well.  

Updates Covered 

N/A — this program helps cover ongoing costs rather than updates.  

Program terms 

Assistance is only available if you are behind on your bill – or in arrears – and may face having your service disconnected. You cannot receive more money than you owe on your bill.  

Potential savings/ Loan amounts 

Up to $780 for homes heated by electricity instead of gas, or $650 for natural gas bills.  

Suggestions on how to use this program 

This is an emergency support program. The Home Winterproofing Program / Energy Affordability Program can get you free energy efficiency update to lower future heating bills.  

Deadlines 

We could not find an expiry date for this program. 

At a glance 

Reductions on energy bills for eligible homes.  

Homeowner eligibility 

In order to apply, you must: 

• Be the account holder for the electricity bill 

• Live at the service address for the account 

• Include all household members who live at the service address six or more months of the year 

This self-assessment form will tell you if your income and number of people living in your home qualify for the program.  

Updates Covered 

N/A — this program helps cover ongoing costs rather than updates. 

Program terms 

Must meet eligibility requirements.  

Potential savings/ Loan amounts 

$35-75 a month depending on income and the number of people living in your home.  

Suggestions on how to use this program 

This is an ongoing support program. The Home Winterproofing Program / Energy Affordability Program can get you free energy efficiency update to lower future heating bills. 

Deadlines 

We could not find an expiry date for this program. 

At a glance 

Up to $10,000 to move homes away from oil heating. This includes rebates on a heat pump and its installation, as well as money to safety remove the old oil tank.   

Homeowner eligibility 

• you are a Canadian homeowner 

• you heat your home with oil 

• your household income is at or below the median household after-tax income 

• Your home is an eligible property type (detached/semi-detached, town/row housing, mobile homes on a permanent foundation, permanently moored floating homes, low-rise multi-unit residential buildings). 

• you have recent receipts for the purchase of at least 500 litres of heating oil to heat your home in the past 12 months leading up to the time of application 

• you can complete the work within 6 months of receiving the upfront payment 

• your home is connected to an integrated electricity grid (for example, the North American electricity grid) 

Updates Covered 

• Heat Pump  

Program terms 

• The heat pump must be on the eligible product list 

•  Upfront payment  

• An Energy Audit may not be required  

Potential savings/ Loan amounts 

Up to $10,000 

Suggestions on how to use this program 

Oil heating is much more common in rural areas, but if you’re home is heated with oil in Toronto, then this program is a no-brainer.  

Deadlines 

We could not find an expiry date for this program.