Financing Your Retrofit

Navigating the world of grants, rebates, and loans for financing home retrofits can be a bit overwhelming, especially since programs frequently change. While many initiatives can help offset costs, they often require a fair amount of documentation, which can deter homeowners.

It's important to remember that retrofits that reduce carbon pollution often, even without grants or rebates, represent significant cost savings in the long run.

By investing in energy-efficient upgrades, you can reduce your utility bills and enhance your home's comfort.

In early 2025 the Provincial Government launched the Home Renovations Savings Program which simplified the access to Enbridge and Save On Energy rebates. Read our guide to the Home Renovations Savings Program for Toronto homeowners.

The City of Toronto keeps a current listing of available incentives and rebates available to Torontonians.

They also administer the innovative Home Energy Loan Program, which can support large projects. This loan is attached to the home.

We also encourage you to join our newsletter to stay up to date with possible savings programs available.